just read something wild about ripple executives and their net worth situations. so back in 2018 when xrp was pumping, chris larsen and brad garlinghouse were literally on the billionaire lists. larsen hit like $54 billion because he got 9 billion xrp tokens early on. garlinghouse was sitting around $10 billion at the peak too. but schwartz, the cto, made a totally different bet. instead of loading up on xrp like the others, he took a 2% stake in the company plus salary. forbes called him the trillion-dollar man but his net worth stayed way more modest. back in 2019 forbes said he had around $90 million, and by 2021 he was saying it was less than $170 million. the dude said he's got most of his wealth in volatile crypto assets so he's always a bit nervous about it lol. anyway xrp is doing its thing again lately, sitting at like $1.29 now with a market cap around $79 billion. makes you think about different strategies for handling wealth when you're in crypto early. schwartz's approach seems way more risk-aware than just sitting on billions of tokens