Investment returns are more than twice the salary with no drawdowns. I don't want to go to work anymore.

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Before I traded stocks, I never seemed to nail down the right buy and sell points. I spent a long time tinkering, and when it was all said and done, my returns were about the same as if I’d just bought a wealth-management product. I felt that I’m not suited for stock trading.
I started trading options and futures in 2023. In the first few months I made small allocations and learned by doing, testing all kinds of strategies. I often ended up getting slapped in both directions. Starting in 2024, I switched to only hedging strategies. I kept summarizing and improving—my returns have gradually become more stable. Up to now, there have only been two temporary large drawdowns. One was 924. The other was earlier this year, when the IC and IM option premiums/discounts narrowed significantly. But because it was hedging within the same underlying, even if the price deviated extremely for a time, that kind of deviation can’t be maintained for more than a few days. In the end, my unrealized loss was quickly recovered. If calculated based on monthly delivery/settlement dates, there’s been no drawdown in returns.
Core strategy: initial principal of 500 units—no adding, no withdrawals. Each month’s profit portion is directly put into a six-month reverse repo (reverse repurchase agreement). Even if there are major mistakes, I still have a foundation to bounce back. I only do hedging strategies. When opening a position, I can calculate the maximum possible loss in advance and keep it within 5%. I only open positions when the relative price deviates significantly. I close positions when prices return to normal. If there’s no clear opportunity, I stay in cash and wait. I don’t bet on up or down, and I’m not greedy. I strictly follow the strategy. As a coder, I’ve considered every possible scenario. For now, I don’t see any major risks.
Although in the past two years I haven’t dared to buy AI-related stocks, I’ve still benefited from the AI boom. Because my work is adjacent to AI (development of software and hardware for data center communication control), my salary growth has been pretty fast. But I’ve also felt the threats brought by AI—especially Claude Code that the company has been rolling out recently. As long as the prompt you input is accurate enough, it can truly help you quickly complete most of the work. In the past, I used to work 2 or 3 hours a day, and I would mess around during the rest of the time. After using AI, if there’s actual work, you can just hand it to AI, and I can basically finish the day’s work within an hour. So for coders, being replaced by AI is only a matter of time. Being prepared for rainy days is necessary.
Every year, the company cuts some staff. Recently, I told my leader that there were layoff quotas available and that they could give me first. I’ve been with the company for 10 years, and my severance would be close to 100. Don’t waste it if you can. My leader was extremely shocked. After I talked for half a day, they said that even if there were quotas, it wouldn’t come to me. Later they said they wanted to raise my salary, submitted it, and we were waiting for approval from the U.S. side. But my salary no longer holds much appeal for me. Our family expenses are around 100,000 per year, which is enough. After I’m past 40, I can clearly feel my body isn’t as good as before. Sitting at the office for 8 hours a day makes my neck and lower back uncomfortable. It’s said that the average life expectancy for Chinese men is 67 years. I feel like I probably can’t “jump around” for much longer, so I’d rather just do whatever is more comfortable.

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