Overdue amounts below 10,000 yuan settled today; credit report will no longer display the overdue.

NightAirdropper · 2026-04-02T14:38:16+00:00

To support individuals with damaged credit, the People's Bank of China launched a one-time credit repair policy in December 2025. Eligible individuals must make full repayment by March 31 to have their overdue records waived.

NightAirdropper

2026-04-02 14:38:16

Abstract generation in progress

Gelonghui March 31 | To address the public’s “credit dilemma,” and to rebuild credit for individuals whose credit has been damaged but who are actively repaying, supporting the economy’s continued recovery and improvement, the People’s Bank of China issued a “one-time credit restoration policy” in December 2025. Today (March 31), this policy is about to expire. For individuals who meet the requirements (late payments occurring between 2020 and 2025, and each overdue amount ≤ 10,000 yuan), if they repay in full today, the overdue records in the credit reporting system will not be shown. Any overdue but unpaid debts will lose this restoration opportunity. Earlier, multiple banks have already issued frequent reminders, urging borrowers to repay as soon as possible.

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