Industrial Bank's 2025 Independent Director Performance Report Released, Focused on Strategic Transformation and Risk Management

China Visit Network data
Industrial Bank recently released its 2025 annual independent director performance report. The report shows that, over the past year, five independent directors—Bian Shenglin, Xu Lin, Wang Hongmei, Zhang Xuewen, and Zhu Yuhong—diligently performed their duties, attended seven meetings of the board of directors, and actively participated in meetings of various special committees and special research initiatives. They collectively devoted a large amount of work time and offered multiple professional suggestions around key issues such as the bank’s strategic development, risk management, and digital transformation.

In terms of strategic development, the independent directors advised the bank to closely follow the direction of the modern industrial system of “greening, intelligentization, and integration,” deepen the development of green finance and the ESG framework, and seize opportunities for enterprises to expand overseas to enhance its global service capability. At the same time, they emphasized the need to balance business development with cost control, seek benefits through risk management, and improve operating efficiency by reducing risk costs.

Regarding risk management, the independent directors focused on asset quality control, the lagging nature of risks in retail business, and new risks arising from the application of artificial intelligence (AI). They recommended strengthening end-to-end risk control across credit granting business processes, improving the admission and management of guarantors, and incorporating AI ethical and moral risk into the existing risk-control framework. In addition, they proposed leveraging technologies such as AI and big data to empower risk identification and management.

In the field of technology and digital transformation, the independent directors suggested speeding up the establishment of an enterprise-level artificial intelligence technology system and promoting deep integration of “technology as business.” At the same time, the bank should place emphasis on data governance and security, establish a system to evaluate the effectiveness of technology investments, and pay attention to system security and business continuity management by formulating highly operational contingency plans.

At the level of corporate governance, the independent directors issued affirmative independent opinions on matters including the 2024 annual and 2025 interim profit distribution plans, compensation of senior management personnel, the appointment of directors and executives, and major related-party transactions, among others. They believed that the relevant procedures are compliant and that the transactions are fair, and that no harm was done to the bank’s and shareholders’ interests. Overall, the report reflects that Industrial Bank’s board of directors operates in a standardized manner, and that the independent directors effectively fulfilled their roles in supervision, advisory support, and strategic assistance.

A vast amount of information and precise interpretation—available on the Sina Finance APP