Chongqing Rural Commercial Bank: Achieve a net profit of 12.42 billion yuan in 2025, a year-on-year increase of 5.35%

LightningPacketLoss · 2026-03-28T12:21:10+00:00

In 2025, Chongqing Rural Commercial Bank achieved operating income of 28.648 billion yuan and net profit of 12.42 billion yuan, representing year-on-year increases of 1.37% and 5.35%, respectively. The asset size reached 1,665.744 billion yuan, with deposits and loans continuing to grow, both maintaining industry leadership. The non-performing loan ratio decreased to 1.08%, while the provision coverage ratio and capital adequacy ratio remained stable.

LightningPacketLoss

2026-03-28 12:21:10

Abstract generation in progress

On March 25, Chongqing Rural Commercial Bank released its annual report for 2025. In 2025, the bank achieved an operating income of 28.648 billion yuan and a net profit of 12.420 billion yuan, representing year-on-year growth of 1.37% and 5.35%, respectively, with a return on equity of 9.18%.

As of the end of 2025, Chongqing Rural Commercial Bank had total assets of 1,665.744 billion yuan, an increase of 150.802 billion yuan compared to the end of the previous year. The balance of deposits was 1,028.728 billion yuan, an increase of 86.781 billion yuan compared to the end of the previous year. The balance of loans was 797.287 billion yuan, an increase of 83.014 billion yuan compared to the end of the previous year. Assets, deposits, and loans all maintained the top position among peers in Chongqing. The non-performing loan ratio was 1.08%, a decrease of 0.10 percentage points compared to the end of the previous year. The provision coverage ratio was 367.26%, and the capital adequacy ratio was 14.46%, both at a good level in the industry.

(Chongqing Rural Commercial Bank)

(Editor: Qian Xiaorui)

Keywords:

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

1 Likes