Postal Savings Bank: Achieve a net profit attributable to bank shareholders of 87.404 billion yuan by 2025, a year-on-year increase of 1.07%

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2026-03-28 06:03:37

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On March 27, Postal Savings Bank released its annual report for 2025. In 2025, the bank achieved an operating income of 355.728 billion yuan, an increase of 1.99% year-on-year; of which, the net interest income was 281.620 billion yuan, a decrease of 1.57% year-on-year, with the decline continuing to narrow; the net income from fees and commissions was 29.365 billion yuan, an increase of 16.15% year-on-year; other non-interest net income was 44.743 billion yuan, an increase of 19.73% year-on-year. The net profit reached 87.623 billion yuan, an increase of 1.05% year-on-year; the net profit attributable to the bank’s shareholders was 87.404 billion yuan, an increase of 1.07% year-on-year.

As of the end of 2025, Postal Savings Bank’s total assets reached 18.68 trillion yuan, an increase of 9.35% compared to the end of the previous year; of which, the total customer loans amounted to 9.65 trillion yuan, an increase of 8.25% compared to the end of the previous year. The total liabilities reached 17.52 trillion yuan, an increase of 9.13% compared to the end of the previous year; of which, customer deposits were 16.54 trillion yuan, an increase of 8.20% compared to the end of the previous year. The non-performing loan ratio was 0.95%, with a provision coverage ratio of 227.94%.

(Postal Savings Bank)

(Editor: Qian Xiaorui)

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