Just finished reading Citrini Research's new report "Agentic Utilities." This research firm was founded by former Citadel analysts and has 190,000 subscribers. In their last AI report, they directly caused Visa's stock to drop 5%. Their core conclusion is simple: AI Agents are transforming from chatbots into real infrastructure for getting work done. Doing work costs money, and spending money requires a payment infrastructure 🤖 but Agents won't use credit cards 💳 Agents

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