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Cryptocurrency analyst Pumpius claims that SWIFT is quietly adopting the XRP ledger as the front-end solution for its new 24/7 global cross-border payment system, working with over 25 banks instead of relying solely on the distributed ledger developed in partnership with ConsenSys. He pointed out that SWIFT has been conducting pilots with Ripple's partners and bridging the ISO 20022 standard, using XRP as a neutral bridging asset. Meanwhile, the latest data from the Bank for International Settlements (BIS) shows that XRP, along with Bitcoin and Ethereum, ranks among the top five cryptocurrencies in bank exposure reports. XRP is currently trading at approximately $1.40, down from yesterday.