Multi-chain lending protocol ZeroLend announces the gradual cessation of protocol operations after approximately three years of operation. The reasons include declining liquidity across multiple supported chains, oracle support interruptions, and the protocol's long-term difficulty in achieving sustainable revenue. The platform has set most markets to 0% LTV and urges users to withdraw their assets as soon as possible; some locked on-chain funds will be returned through timelock upgrades and contract adjustments. Base chain LBTC users will receive partial refunds.