How Ripple's XRP Holdings Could Hit $40 Trillion—and What XRP Price That Would Require

Source: CryptoNewsNet Original Title: How Ripple’s XRP Holdings Could Hit $40 Trillion—and What XRP Price That Would Require Original Link:

One Long-Term Aspiration

Many XRP holders aspire to see a future where 1 XRP equals $1,000. They believe such a scenario could permanently transform their financial position, with retail holders owning just a few XRP tokens potentially becoming millionaires. Indeed, at $1,000 per token, investors holding 1,000 XRP would see their holdings reach $1 million.

As enticing as this sounds, critics continue to urge caution against inflated expectations for XRP’s price. While critics often cite market capitalization as a limiting factor, some commentators are now drawing attention to Ripple’s potential financial position if XRP were to reach $1,000.

• A $1,000 XRP price would value Ripple’s holdings near $40 trillion
• Analysts stress XRP price targets must align with market structure and balance-sheet reality
• Ripple benefits from higher XRP prices, but four-digit levels face major adoption limits
• Commentators urge focusing on realistic milestones like $5 before extreme price targets

The Math Behind the $40 Trillion Problem

In a recent analysis, crypto commentator Mason Versluis noted that Ripple’s XRP holdings alone would be worth over $30 trillion if XRP ever reached $1,000. He argued that this figure makes such price targets unrealistic in the near to medium term.

Notably, Ripple currently controls roughly 39.196 billion XRP, including escrowed tokens and spendable wallets. At $1,000 per XRP, that stash alone would be worth nearly $40 trillion.

For context, that figure would:

• Exceed the combined market capitalization of Apple, Alphabet, Microsoft, and Amazon—the world’s largest public companies
• Rival or surpass the GDP of the largest global economies
• Place Ripple among the most valuable financial entities in history

This is why analysts argue that price discussions cannot be separated from balance-sheet reality. Even XRP-friendly analysts who believe the company benefits from a higher XRP price generally view such valuations as far beyond current financial and market structures.

Ripple Benefits From Higher XRP, But There Are Limits

Ripple’s leadership and community analysts have long acknowledged that a stronger XRP price benefits the company in multiple ways. Higher prices:

• Improve liquidity
• Reduce volatility on large transactions
• Enable larger payment corridors
• Strengthen institutional confidence

Community analysts have also argued that Ripple’s success and XRP’s price performance are closely related. However, these arguments do not imply that XRP needs to reach four-digit prices in the foreseeable future.

Let’s Focus on $5 First

Versluis acknowledged XRP’s long-term potential but stressed that ultra-bullish targets distort expectations. According to him, the infrastructure, adoption, liquidity, and regulatory clarity required to justify a four-digit XRP price simply do not exist today.

“We have a VERY long road ahead,” he said, adding that the conversation should center on $5 before even entertaining much higher numbers.

His stance aligns with the view that markets move in stages, and skipping those stages creates unrealistic narratives, particularly for newer investors.

Projected Timelines for XRP to Reach $1,000

Meanwhile, some analysts have shared their own “realistic” timelines for when XRP could reach $1,000. One widely cited projection states that XRP could reach $1,000 by October 2040, approximately 14 years from now.

On the other hand, independent analysts have suggested earlier timelines around 2030. However, some XRP supporters argue that XRP could struggle to reach $100 even by 2030, let alone $1,000.