Polygon's daily USDC peer-to-peer payment limit surpasses $1 billion. This is not just a hollow proof of concept — real users are circulating real funds in daily transactions. From small cross-border remittances to offline merchant settlements, the underlying infrastructure has already supported scaled payment demands. This is the true 모습 of Web3 adoption in 2026: not a marketing gimmick, but a natural growth in user stickiness and transaction volume. When the data metrics of the payment layer rise like this, it indicates that the ecosystem has moved beyond the early exploratory phase.