On-chain, choosing an interest rate is actually choosing a way of thinking. Most DeFi protocols pursue "flexibility" — floating interest rates that fluctuate with the market and follow sentiment. It may seem free, but the cost is anxiety. You have to constantly monitor liquidity conditions, calculate when borrowing is more cost-effective, and when repayment might not be a loss. @TermMaxFi
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On-chain, choosing an interest rate is actually choosing a way of thinking. Most DeFi protocols pursue "flexibility" — floating interest rates that fluctuate with the market and follow sentiment. It may seem free, but the cost is anxiety. You have to constantly monitor liquidity conditions, calculate when borrowing is more cost-effective, and when repayment might not be a loss. @TermMaxFi