FDUSD Historical Price and Yield Analysis: Should I buy FDUSD now?

Summary

This article provides a comprehensive review of FDUSD (First Digital USD) since its inception, analyzing historical prices and market fluctuations. Combining data from various annual stages, it evaluates the potential returns for investors purchasing 10 FDUSD tokens and answers the key question, “Should I buy FDUSD now?” to help both beginners and long-term investors grasp timing and growth opportunities.

Early Market Cycle: Historical Price Review (2023 to 2025)

FDUSD, a fiat-backed stablecoin, entered the market in early 2023 with an initial trading price of approximately $1.0. As the core product of the First Digital USD project, FDUSD operates under strict custodial arrangements, maintaining a 1:1 peg with the corresponding fiat currency, aiming to reduce transaction costs and improve the speed and accuracy of financial transactions.

Below are the price changes of FDUSD during the early market phase:

2023

• Opening Price: $1.0
• Closing Price: $0.9984
• Highest Price: $1.0
• Lowest Price: $0.9953
• Annual Return: -0.28%

2024

• Opening Price: $0.9994
• Closing Price: $0.9982
• Highest Price: $1.0
• Lowest Price: $0.9972
• Annual Return: -0.12%

An investor who purchased 10 FDUSD at the beginning of 2023 and held until the end of 2024 would see a potential gain of -$0.0172.

Recent Market Cycle: Should I Buy FDUSD Now? (2025 to Present)

In 2025, FDUSD shows a mild upward trend, with price fluctuations remaining within a very narrow range, consistent with expectations for a stablecoin.

2025

• Opening Price: $0.999
• Closing Price: $0.9995
• Highest Price: $0.9998
• Lowest Price: $0.9957
• Annual Return: 0.05%

An investor who bought 10 FDUSD at the beginning of 2025 has a potential gain of $0.005 so far.

Summary: Stability and Investment Timing Analysis

Analysis of FDUSD’s historical prices and potential returns reveals that this stablecoin has experienced extremely limited price fluctuations since its launch, consistently anchored around $1.0, with annual returns remaining within ±0.3%. This reflects FDUSD’s core characteristic as a fiat-backed stablecoin—price stability. For investors seeking value storage and a medium of exchange, FDUSD offers stability rather than capital appreciation. Its purchase decisions should be based on needs related to cross-border transactions, reduced trading costs, and other use cases, rather than speculative gains.