Techub News reports that, according to 21 Financial, six major state-owned banks—Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank—will start from January 1, 2026, pay interest on the balances of digital RMB real-name wallets opened by customers at these banks based on each bank's current deposit rate for demand deposits. The interest calculation rules will be the same as those for demand deposits. Bank of Communications stated that if a customer's digital RMB wallet is a type 4 personal wallet, then the balance within the wallet will not accrue interest.
View Original
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
Techub News reports that, according to 21 Financial, six major state-owned banks—Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank—will start from January 1, 2026, pay interest on the balances of digital RMB real-name wallets opened by customers at these banks based on each bank's current deposit rate for demand deposits. The interest calculation rules will be the same as those for demand deposits. Bank of Communications stated that if a customer's digital RMB wallet is a type 4 personal wallet, then the balance within the wallet will not accrue interest.