Bull markets are filled with "hundredfold dreams" and "local dog celebrations," but I open my account and see AAVE and UNI staking income notifications, and I quietly go for tea.

Seeing me like this, my friend laughs uncontrollably: "Bro, are you here to trade coins or to collect rent?"

I spread my hands: "Exactly, I’m building a building. I know the building will shake. But the rent—rent must be paid into the account on time every month."

Maybe I entered the market too late, or maybe I still have the gene of a stock investor deep down. I don’t quite understand the story of Memecoin soaring overnight and falling back to pre-liberation levels the next day. But the concepts of "cash flow" and "leader premium" are very clear in my mind.

So my allocation is very straightforward: AAVE holds a leading position in the lending sector, UNI sits firmly on the DEX throne, and BNB is the aggregator of platform fee income. Buy in, lock and stake, then regardless of ups and downs, it’s not much to do with me—if it goes up, I’m happy; if it drops, I take the opportunity to dollar-cost average and lower my cost.

BNB can distribute airdrops, AAVE has dividends, and UNI is still burning tokens with future fee income expectations. These assets really won’t go to zero? The probability is extremely low.

What I want has never been the thrill of getting rich overnight. What I want is— even if the bear market lasts five years, these assets can continuously generate bullets for me.

However, this "holding coins and collecting rent" strategy hides a fatal flaw: the rent received is all in tokens, while the token price itself is volatile.

When the market is good, receiving ETH feels great. But once a severe downturn hits, the actual purchasing power of these "rents" also shrinks accordingly.

Suddenly, I realize I need to find something. It must be as trustworthy as my leading holdings, and at the same time, it must have absolute stability—something that can truly convert those fluctuating returns into stable inflows that won’t shrink.