If I won $5 million dollars tomorrow.


Here is exactly what I would do with it.
Step 1. Build the base. $4M of $5M.
$2M into VOO.
$2M into Q.
Step 2. $1M into individual companies.
Only ones that pass all 5 filters.
Below intrinsic value. Moat. Pricing power. EPS growing. OK to hold long term.
Step 3. Sell portfolio secured puts.
Strikes 10% below current price.
1 to 2 year duration only.
Take premium. Buy more shares & LEAP calls.
Step 4. Keep ratios in check forever.
Market falls 50%. No margin call. Still fine.
Step 5. Never get emotional.
Same playbook in bull markets.
Same playbook in bear markets.
At 12% average annual on the base alone.
$5M would generate $600,000 a year.
Doing nothing.
Plus the options layer on top.
That is the system.
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