I’ve been keeping an eye on the latest updates that the three major AI models have made about XRP. ChatGPT, Google Gemini, and Grok have revised their price forecasts for the end of 2026, and the figures that came out are quite interesting given the situation we’re in right now.

XRP really took a hit at the start of 2026. It’s down significantly since January and is now trading at around $1,44, far from that peak of $3,65 we saw in 2025. But according to these AI models, this could just be part of a normal market cycle. Grok, the xAI model, thinks there’s a 50% chance that XRP will close the year between $2 e and $3,50 if ETF inflows continue to be strong. Meanwhile, ChatGPT is a bit more conservative, projecting a range of $2,10 to $2,60 by December, but it also leaves open the possibility of reaching $3 a and $4,20 if liquidity improves. Gemini is more optimistic, expecting consolidation now in the first half of the year and then a stronger move in the second half, with a target of $3,15 by year-end.

What caught my attention is that all three models mention the same factors: ETF approvals, a possible approval of the CLARITY Act in the U.S. Senate, and the expansion of XRP Ledger use cases with real assets being tokenized. Grok even estimated that if XRP captures between 2% and 5% of the global liquidations market, the implications would be enormous. Of course, each model also has its own bearish scenario, but overall it seems they see more upside than downside for the rest of the year. It’s worth keeping an eye on how these price predictions will unfold from here.