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I just saw David Schwartz again respond to accusations of centralization of XRPL. He claims it's just nonsense. I'm curious, how did people even come to this? In my opinion, this is a classic case where criticism is not based on facts. David Schwartz, as always, doesn't hold back with his words. Well, to be fair, XRPL really doesn't work the way many think it does. Why do people so easily believe these complaints?