Recently, people have been discussing whether stablecoins will lose their peg again. Honestly, even with transparent reserves, if a panic occurs, it can be quite frightening—everyone's finger twitches, and they all want to run first. Anyway, when I look at stablecoins now, I first check if they can be redeemed at any time, whether the audits are "understandable language," and then see if the on-chain redemption channels are smooth. If not, I avoid them too much.

The AI agent/auto-trading systems have also been hotly debated lately. It feels like half the people are hyping the narrative, and the other half are scrutinizing safety details... My safety-obsessed self just wants to ask: how many times do I have to sign? How much authority is granted? Can it be isolated by address? There’s just too much information, which makes me a bit anxious. My filtering method is: first, reduce permissions for "authorization/escrow/cross-chain" directly—better to miss out on some gains than wake up in the middle of the night looking for customer service (the kind you can't find).