Recently, people have been talking a lot about "modularization," and basically, the two most direct changes for us end-users are: cheaper and faster, but also more fragmented and chaotic.

In the past, a single chain was like an all-in-one machine; when there was a problem, it was just that one unit. Now, it's like being assembled from several pieces—bridges, sorting, data layers—more of these mean that for someone like me who once tried to sneak out results and got caught, the first thing I notice is: longer paths, more points of failure, transaction fees are saved, but it's easier to get frustrated.
Having a bunch of network and asset names in my wallet makes my head spin... I just wanted to swap a coin.
Plus, recently, some places have been tightening or loosening taxes and compliance, making deposit and withdrawal expectations very sensitive. No matter how modular the chain is, in the end, it all comes down to whether I can safely enter and exit.
Emotional fluctuations are bigger than gas fees.
Forget it, I won't talk about grand narratives. Right now, I’m focusing on two things: whether I can withdraw with one click, and whether I can still afford the withdrawal costs if there's congestion.