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Don't remind me again today

A major U.S. bank's capital requirement is experiencing a big pump: FSB raises ratings, and the buffer rate soars to 2%.

HashBandit

2025-11-27 22:00:19

Abstract generation in progress

[Coin World] The Financial Stability Board (FSB) has made its latest adjustments – the systemic importance rating of a certain major American bank has been upgraded, directly entering the third tier of the Global Systemically Important Banks (GSIB) list. What does this mean? It needs to prepare more “safety cushions”, with the additional capital buffer jumping from 1.5% to 2%.

At the same time, Deutsche Bank breathed a sigh of relief, downgrading its rating by one notch, with capital requirements dropping to 1%. Apart from these two, there haven't been any changes to the tiered ratings of other banks this year.

This adjustment is actually a reassessment by regulators of systemic risk. The larger and more complex the bank, the higher the capital requirements it has to bear - after all, once something goes wrong, the impact is not limited to just itself. For the cryptocurrency industry, the elevation of regulatory standards in traditional finance also indirectly affects compliance expectations in the digital asset space.

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GweiTooHigh

· 11-30 21:58

Here we go again, being played for suckers. Who's going to pay the price when the buffer rate is adjusted? TradFi is causing trouble again, making encryption even more intense. Deutsche Bank is coasting while others are putting in more money. These two banks are at each other's throats, and in the end, it's still the retail investors who foot the bill. Regulators keep raising the standards again and again. When will it end?

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Liquidated_Larry

· 11-29 20:33

Here we go again being played for suckers, the major U.S. banks' buffer rates are soaring, and in the end, it’s still us retail investors who pay the bill.

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MondayYoloFridayCry

· 11-27 22:30

Here comes another reason to Be Played for Suckers, the big banks in the U.S. can't withstand the pressure.

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pvt_key_collector

· 11-27 22:29

Here comes the Be Played for Suckers again, the bank's buffer rate rises by 0.5%, what does it have to do with our crypto world... TradFi is just playing its own game, why do they have to drag us along to be buried? Deutsche Bank breathes a sigh of relief, that American bank has to prepare more money, is this called one side rises while the other side falls? Are compliance expectations going to be raised again? I've heard enough of this routine... Having a large volume means you need to save more money, that's reasonable, but why does this logic become "stricter requirements" when it comes to encryption, double standards players belong to? The banks are playing chess, and the retail investors are just playing along.

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Fren_Not_Food

· 11-27 22:28

Here we go again, the "too big to fail" logic of TradFi... The big American banks are really being watched closely during this round of adjustments.

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MEVSandwichVictim

· 11-27 22:21

Are they trying to choke us again? Once the buffer rate is raised, the banks will have to pay up, and in the end, it's still the users who foot the bill. Does the traditional finance's routine have such a big impact on the on-chain? It feels like encryption is actually more transparent. The big banks in the U.S. are going to fleece us again; the interest rates are about to rise. Deutsche Bank got a bargain here, this wave of regulation really has some happy and some sad. To put it bluntly, it's the big ones that can't fail, and the small suckers don't really matter. If this gets passed on, the stablecoin interest rates have to rise as well; what about my APY? With a large volume comes great responsibility, can this logic work on-chain?

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SerumSurfer

· 11-27 22:11

Now the pressure from TradFi has come up again, and we in the crypto world are in trouble. While Deutsche Bank breathes a sigh of relief, a certain major bank is getting hammered, regulation really knows how to play. Capital buffer raised to 2%, who can withstand this? To put it bluntly, the financial suckers have to pay for the system's importance, and our Compliance costs are going to rise again. Wait for it, this round of adjustments will definitely hit the retail investors in the end.

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GovernancePretender

· 11-27 22:10

Another stress test? This time it's the big American banks that got stuck, and the buffer rate doubled directly, quite painful.

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