My boomer uncle told me to stop renting and just buy a house.


I make about $62,000 a year.
The cheapest decent home around here is $425,000.
A 20% down payment would be $85,000.
On a good month, I manage to save $500.
That’s more than 14 years of saving just to afford the down payment.
No car trouble. No medical expenses. No emergencies. No vacations. No life.
Just saving.
Meanwhile, he bought his first home in his twenties for the equivalent of a few months’ pay and then tells me I need better financial discipline.
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