Student loans have become a financial trap for a lot of people.

I know someone with a master’s degree in business who graduated owing nearly $185,000.
Their HR position paid just $17 an hour.
Even after making $150 monthly payments, the loan keeps growing because the interest alone adds more than $900 each month.
At that pace, decades of payments barely make a dent, while the balance continues to balloon.
A degree was supposed to create opportunity not leave someone buried under a mountain of debt.