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Deep Tide TechFlow News, June 9th, according to PYMNTS, the Federal Deposit Insurance Corporation (FDIC) in the United States has closed the public comment period for the implementation rules of the "GENIUS Act" in part on June 9th. The proposal clearly states that stablecoin holders do not enjoy deposit insurance, and regulators are explicitly distinguishing between stablecoins and insured deposits.
As relevant regulations move from proposals to formal rules, industry feedback indicates that there are still disagreements within the payments industry regarding stablecoin regulations, with focus areas including yield arrangements, incentive mechanisms, and deposit migration risks. Meanwhile, standard-setting organizations are pushing to establish a universal reporting framework to support interoperability within stablecoin systems.