Recently, I've been looking at a bunch of AI Agents claiming they can automatically handle on-chain tasks, and it seems like the only truly time-saving part is "data checking + placing orders." The other steps still require human oversight. Especially in lending, where interest rates spike suddenly and utilization rates jump to the max, the Agent might still be running based on preset parameters, and before you know it, you're getting close to the liquidation line... I currently only use it for monitoring alerts. If I want to add collateral, swap collateral, or move assets across protocols, I do it manually so I at least know what's going on. Also, now everyone compares RWA, US bond yields, and on-chain yield products. Honestly, those on-chain yields are often just risk subsidies; the Agent won't cover tail risks for you—it's up to us to accept that. Better to keep things stable and avoid unnecessary trouble.