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These days, someone is again forcing the interpretation of ETF capital flows, risk appetite in the US stock market, and the ups and downs of the crypto market all together, and I feel even more anxious... You can't predict the market, but at least you can control the key things yourself.
Small amounts of money (for me, the kind I wouldn't lose sleep over) are enough with a hardware wallet, don't bother with too many fancy tricks;
When the assets grow larger, single points of failure are too frightening, I prefer multi-signature, even if each operation is like following a process, slow as hell.
I've also tried social recovery, the idea is pretty good, but I always worry that "friends/service providers" become another kind of uncertainty, more suitable for those who are afraid of losing mnemonic phrases and don't have the energy to tinker.
My biggest fear isn't losing money, but making a mistake during cross-chain or signing that short-circuits the brain, and there's no point in reviewing it afterward.
Anyway, I’d rather go through the trouble and double-check twice.