Hoskinson and Ripple XRP debate intensifies… Conflict over token value interpretation

Charles Hoskinson, the founder of Cardano, continues to publicly criticize Ripple and XRP, prompting the XRP supporter camp to respond directly, claiming that his statements are "not in line with the facts." The core controversy centers on: one side argues that Ripple's business activities have not brought tangible benefits to XRP holders, while the other believes that ecosystem expansion is actually increasing demand for XRP.

Recently, Hoskinson claimed that Ripple would sell XRP when needed, and that XRP holders cannot obtain equity in Ripple Prime and RLUSD, nor do they receive staking rewards. He also stated that Ripple's commercial activities have not provided meaningful benefits to token holders. In response, cryptocurrency commentator Max Avery countered that XRP held by Ripple has been locked in verifiable on-chain custody structures for years, with only a fixed amount released each month. He said, "People have always thought Ripple could dispose of these tokens at will, which confuses me greatly."

"Practicality" is the key... XRP is a connecting asset for payment infrastructure

Avery believes that the value of XRP does not come solely from holding rewards, but from its "practicality." He explained that XRP is used as a neutral bridge asset in cross-border remittances and value transfers, and Ripple's RLUSD, Ripple Prime, and cross-border payment infrastructure are all connected to the XRP ledger, ultimately stimulating demand for the token. He stated, "As a neutral bridge asset, XRP will eventually increase in price and demand."

Market views suggest that this logic is aligning with institutional capital inflows. XRP-focused financial companies like Evernode are openly buying chips on the market, and capital flows similar to ETFs have also increased market attention on XRP. Avery said, "Even with ongoing claims of 'scams' and panic sentiment, XRP remains quite popular," and pointed out that "these debates have been ongoing for over ten years."

Why are institutions slow to act... legal clarity is a variable

However, the adoption rate among institutions remains slow. Avery compares switching payment networks to changing email services, noting that the actual transition process is more about coordination than technology. This means that if partner institutions do not connect to the same infrastructure, the new payment network cannot be launched immediately. Analysts believe that only when legal frameworks like the CLARITY Act are improved can institutions begin large-scale actions.

Ultimately, this debate hinges on how XRP's utility is interpreted. Hoskinson's position is that the token's value should be separated from Ripple's business performance; whereas XRP supporters believe that Ripple's expansion will actually boost XRP demand. In the context of cautious institutional attitudes, future regulatory clarity and the expansion of payment infrastructure will be key factors in determining XRP's valuation.

Article summary by TokenPost.ai 🔎 Market interpretation: Hoskinson's conflict with the XRP supporter camp is essentially a structural debate about whether "token value is directly linked to corporate performance." The core focus is that XRP is not a dividend or equity-type asset, but a "demand-driven asset based on practicality." Although inflows of institutional funds are expected, actual adoption largely depends on regulation and network effects. 💡 Strategic points: Investment judgments on XRP should not be based on "holding rewards," but on the logic of "payment infrastructure expansion → demand growth." The speed of institutional adoption depends on legal clarity and the establishment of partner networks, rather than purely technical issues. Understanding custody structures and supply mechanisms is key to interpreting long-term price trends. 📘 Terminology explanations: Custody: A blockchain-based locking structure that freezes assets until certain conditions are met. Bridge asset: A neutral token acting as a value intermediary between different currencies or networks. Utility token: Its value derives from actual use and functionality, rather than from equity or dividends in cryptocurrencies.

💡 Frequently Asked Questions (FAQ)

Q. Why is XRP still considered valuable without dividends or staking rewards? XRP is not structured like corporate equity that distributes profits; its demand stems from its role as a "bridge asset" in international remittances and payments. In other words, this is a utility-based model where increased usage drives value appreciation. Q. Can Ripple directly influence XRP's price? Ripple does hold a certain amount of XRP, but most of it is locked in custody, with only a fixed amount released each month. Therefore, large-scale disposals are structurally limited; Ripple has some influence on the market but not absolute control. Q. What is the biggest reason institutions hesitate to adopt XRP? The main variable is not the technology itself but the coordination with network partners, compatibility with existing systems, and regulatory clarity. Especially, only when legal standards are clear can large-scale payment infrastructure conversions become feasible.

TP AI notes: This article summary is generated based on the TokenPost.ai language model. The main textual content may be omitted or differ from actual facts.