In the past two years, the encryption payment product has already achieved positive cash flow. In addition to the basic U card, the business line also includes a virtual bank trading platform and encryption payment collection. Recently, we have also entered the science park and HKU's incubation program. We are currently in discussions with some traditional wealthy investors from Hong Kong and Singapore. Although it may seem easy at first, we are also hesitating. If we accept their money, we might really lose some freedom in our operations.