According to the European Central Bank's August 13 report, just 0.2% of euro area companies that sell goods and services online accept cryptocurrency. The survey, conducted by Ipsos between February and April 2026, covered 8,205 businesses across 21 euro area countries in retail, restaurants, hotels, and entertainment sectors.
Cash remained the dominant payment method at 92%, while card acceptance held at 88%. Crypto assets and stablecoins showed virtually no movement at physical locations, staying below 1%. The survey cited Bitcoin, Ether, and USDT when asking merchants about crypto acceptance. In contrast, mobile payments surged to 68% in 2026 from 36% in 2024, driven by instant payments and digital wallets.